Call reports 2001
STATE BANK OF AUBURN — 2001
What STATE BANK OF AUBURN reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 83,110,000 | 83,632,000 | 83,111,000 | 84,157,000 |
| Total loans | 38,099,000 | 36,717,000 | 39,710,000 | 35,258,000 |
| Allowance for loan losses | 321,000 | 323,000 | 329,000 | 342,000 |
| Securities available for sale | 30,396,000 | 25,676,000 | 34,388,000 | 39,512,000 |
| Securities held to maturity | 747,000 | 746,000 | 745,000 | 324,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,076,000 | 59,724,000 | 58,620,000 | 60,001,000 |
| Interest-bearing deposits | 54,369,000 | 54,976,000 | 53,656,000 | 54,211,000 |
| Noninterest-bearing deposits | 4,707,000 | 4,748,000 | 4,964,000 | 5,790,000 |
| Equity capital | 9,524,000 | 9,413,000 | 9,958,000 | 9,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,449,000 | 2,837,000 | 4,234,000 | 5,548,000 |
| Interest expense | 929,000 | 1,816,000 | 2,650,000 | 3,404,000 |
| Net interest income | 520,000 | 1,021,000 | 1,584,000 | 2,144,000 |
| Noninterest income | 52,000 | 115,000 | 190,000 | 240,000 |
| Noninterest expense | 318,000 | 653,000 | 973,000 | 1,306,000 |
| Provision for loan losses | 10,000 | 19,000 | 29,000 | 64,000 |
| Pretax income | 244,000 | 464,000 | 772,000 | 1,014,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 244,000 | 464,000 | 772,000 | 1,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,975,000 | 7,919,000 | 8,051,000 | 8,318,000 |
| Total capital | 8,296,000 | 8,242,000 | 8,380,000 | 8,660,000 |
| Risk-weighted assets | 38,557,000 | 37,950,000 | 41,316,000 | 39,087,000 |