Call reports 2026
SPRINGFIELD STATE BANK — 2026
What SPRINGFIELD STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 477,932,000 | 486,925,000 |
| Total loans | 334,278,000 | 338,460,000 |
| Allowance for loan losses | 3,672,000 | 3,892,000 |
| Securities available for sale | 110,102,000 | 109,568,000 |
| Securities held to maturity | 3,828,000 | 3,828,000 |
| Trading assets | 0 | 0 |
| Total deposits | 382,769,000 | 388,353,000 |
| Interest-bearing deposits | 300,222,000 | 308,578,000 |
| Noninterest-bearing deposits | 82,547,000 | 79,775,000 |
| Equity capital | 55,613,000 | 56,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,767,000 | 11,808,000 |
| Interest expense | 2,422,000 | 4,919,000 |
| Net interest income | 3,345,000 | 6,889,000 |
| Noninterest income | 413,000 | 772,000 |
| Noninterest expense | 1,891,000 | 3,825,000 |
| Provision for loan losses | 142,000 | 367,000 |
| Pretax income | 1,725,000 | 3,464,000 |
| Income tax | 404,000 | 1,034,000 |
| Net income | 1,321,000 | 2,430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 67,035,000 | 67,549,000 |