Call reports 2025
SPRINGFIELD STATE BANK — 2025
What SPRINGFIELD STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 443,496,000 | 447,759,000 | 459,123,000 | 476,666,000 |
| Total loans | 304,740,000 | 308,898,000 | 316,571,000 | 331,473,000 |
| Allowance for loan losses | 3,252,000 | 3,351,000 | 3,445,000 | 3,532,000 |
| Securities available for sale | 110,583,000 | 111,631,000 | 112,701,000 | 112,898,000 |
| Securities held to maturity | 4,223,000 | 3,828,000 | 3,828,000 | 3,828,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,284,000 | 350,404,000 | 356,834,000 | 376,449,000 |
| Interest-bearing deposits | 268,803,000 | 272,878,000 | 278,461,000 | 297,258,000 |
| Noninterest-bearing deposits | 76,481,000 | 77,526,000 | 78,373,000 | 79,191,000 |
| Equity capital | 49,911,000 | 51,244,000 | 54,059,000 | 55,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,197,000 | 10,623,000 | 16,162,000 | 21,975,000 |
| Interest expense | 2,239,000 | 4,528,000 | 6,844,000 | 9,264,000 |
| Net interest income | 2,958,000 | 6,095,000 | 9,318,000 | 12,711,000 |
| Noninterest income | 381,000 | 742,000 | 1,115,000 | 1,484,000 |
| Noninterest expense | 1,810,000 | 3,690,000 | 5,607,000 | 7,623,000 |
| Provision for loan losses | 139,000 | 244,000 | 349,000 | 454,000 |
| Pretax income | 1,264,000 | 2,777,000 | 4,350,000 | 5,991,000 |
| Income tax | 257,000 | 583,000 | 1,037,000 | 1,402,000 |
| Net income | 1,007,000 | 2,194,000 | 3,313,000 | 4,589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,246,000 | 64,545,000 | 65,619,000 | 66,348,000 |