Call reports 2023
SPRINGFIELD STATE BANK — 2023
What SPRINGFIELD STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 384,782,000 | 393,615,000 | 396,436,000 | 413,801,000 |
| Total loans | 233,835,000 | 246,743,000 | 255,290,000 | 267,758,000 |
| Allowance for loan losses | 2,597,000 | 2,687,000 | 2,703,000 | 2,769,000 |
| Securities available for sale | 117,415,000 | 113,643,000 | 108,902,000 | 115,761,000 |
| Securities held to maturity | 9,432,000 | 8,083,000 | 6,916,000 | 6,717,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,191,000 | 304,810,000 | 307,657,000 | 311,795,000 |
| Interest-bearing deposits | 223,828,000 | 226,618,000 | 230,466,000 | 233,663,000 |
| Noninterest-bearing deposits | 81,363,000 | 78,192,000 | 77,191,000 | 78,132,000 |
| Equity capital | 41,153,000 | 41,321,000 | 38,959,000 | 44,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,544,000 | 7,310,000 | 11,340,000 | 15,600,000 |
| Interest expense | 921,000 | 1,969,000 | 3,218,000 | 4,837,000 |
| Net interest income | 2,623,000 | 5,341,000 | 8,122,000 | 10,763,000 |
| Noninterest income | 349,000 | 676,000 | 1,012,000 | 1,458,000 |
| Noninterest expense | 1,608,000 | 3,299,000 | 4,979,000 | 6,872,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 1,266,000 | 2,522,000 | 3,869,000 | 4,973,000 |
| Income tax | 231,000 | 420,000 | 736,000 | 921,000 |
| Net income | 1,035,000 | 2,102,000 | 3,133,000 | 4,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,844,000 | 59,405,000 | 60,434,000 | 60,835,000 |
| Total capital | — | — | — | 63,674,000 |
| Risk-weighted assets | — | — | — | 293,520,000 |