Call reports 2022
SPRINGFIELD STATE BANK — 2022
What SPRINGFIELD STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 382,002,000 | 381,473,000 | 374,134,000 | 386,869,000 |
| Total loans | 197,161,000 | 207,286,000 | 216,060,000 | 229,978,000 |
| Allowance for loan losses | 2,290,000 | 2,336,000 | 2,442,000 | 2,513,000 |
| Securities available for sale | 139,863,000 | 136,425,000 | 124,034,000 | 122,437,000 |
| Securities held to maturity | 14,848,000 | 12,388,000 | 9,894,000 | 9,768,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 294,567,000 | 300,451,000 | 299,020,000 | 304,927,000 |
| Interest-bearing deposits | 223,424,000 | 226,267,000 | 226,483,000 | 227,038,000 |
| Noninterest-bearing deposits | 71,143,000 | 74,184,000 | 72,537,000 | 77,889,000 |
| Equity capital | 44,507,000 | 42,117,000 | 37,261,000 | 39,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,115,000 | 6,357,000 | 9,725,000 | 13,218,000 |
| Interest expense | 657,000 | 1,332,000 | 2,023,000 | 2,828,000 |
| Net interest income | 2,458,000 | 5,025,000 | 7,702,000 | 10,390,000 |
| Noninterest income | 334,000 | 740,000 | 1,070,000 | 1,382,000 |
| Noninterest expense | 1,572,000 | 2,195,000 | 3,768,000 | 5,744,000 |
| Provision for loan losses | 60,000 | 120,000 | 210,000 | 300,000 |
| Pretax income | 1,160,000 | 3,451,000 | 4,796,000 | 5,680,000 |
| Income tax | 173,000 | 611,000 | 777,000 | 1,108,000 |
| Net income | 987,000 | 2,840,000 | 4,019,000 | 4,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,216,000 | 56,581,000 | 57,759,000 | 57,808,000 |