Call reports 2021
SPRINGFIELD STATE BANK — 2021
What SPRINGFIELD STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 369,006,000 | 378,525,000 | 381,723,000 | 389,237,000 |
| Total loans | 185,097,000 | 186,306,000 | 187,496,000 | 194,362,000 |
| Allowance for loan losses | 2,009,000 | 2,074,000 | 2,160,000 | 2,219,000 |
| Securities available for sale | 131,738,000 | 147,069,000 | 151,716,000 | 152,799,000 |
| Securities held to maturity | 18,841,000 | 17,874,000 | 16,414,000 | 16,404,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,238,000 | 287,264,000 | 286,983,000 | 296,253,000 |
| Interest-bearing deposits | 216,363,000 | 218,165,000 | 218,975,000 | 222,539,000 |
| Noninterest-bearing deposits | 61,875,000 | 69,099,000 | 68,008,000 | 73,714,000 |
| Equity capital | 52,014,000 | 53,009,000 | 53,717,000 | 51,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,474,000 | 6,956,000 | 10,010,000 | 13,164,000 |
| Interest expense | 726,000 | 1,447,000 | 2,140,000 | 2,819,000 |
| Net interest income | 2,748,000 | 5,509,000 | 7,870,000 | 10,345,000 |
| Noninterest income | 280,000 | 565,000 | 882,000 | 1,191,000 |
| Noninterest expense | 1,582,000 | 3,143,000 | 4,577,000 | 8,273,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,386,000 | 2,813,000 | 3,997,000 | 3,026,000 |
| Income tax | 224,000 | 502,000 | 693,000 | 297,000 |
| Net income | 1,162,000 | 2,311,000 | 3,304,000 | 2,729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,102,000 | 54,351,000 | 55,295,000 | 54,229,000 |