Call reports 2020
SPRINGFIELD STATE BANK — 2020
What SPRINGFIELD STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 326,034,000 | 349,259,000 | 348,763,000 | 363,402,000 |
| Total loans | 179,016,000 | 185,111,000 | 183,514,000 | 184,877,000 |
| Allowance for loan losses | 1,680,000 | 1,955,000 | 2,067,000 | 2,002,000 |
| Securities available for sale | 94,411,000 | 100,703,000 | 113,319,000 | 119,364,000 |
| Securities held to maturity | 24,066,000 | 23,051,000 | 21,664,000 | 20,899,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,145,000 | 257,247,000 | 256,826,000 | 268,519,000 |
| Interest-bearing deposits | 191,136,000 | 199,443,000 | 201,590,000 | 209,001,000 |
| Noninterest-bearing deposits | 45,009,000 | 57,804,000 | 55,236,000 | 59,518,000 |
| Equity capital | 50,070,000 | 51,760,000 | 52,376,000 | 52,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,217,000 | 6,739,000 | 9,839,000 | 12,937,000 |
| Interest expense | 815,000 | 1,606,000 | 2,390,000 | 3,148,000 |
| Net interest income | 2,402,000 | 5,133,000 | 7,449,000 | 9,789,000 |
| Noninterest income | 296,000 | 548,000 | 830,000 | 1,102,000 |
| Noninterest expense | 1,704,000 | 3,367,000 | 5,034,000 | 7,051,000 |
| Provision for loan losses | 15,000 | 285,000 | 365,000 | 395,000 |
| Pretax income | 979,000 | 2,030,000 | 2,882,000 | 3,448,000 |
| Income tax | 107,000 | 212,000 | 325,000 | 301,000 |
| Net income | 872,000 | 1,818,000 | 2,557,000 | 3,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,605,000 | 52,088,000 | 52,827,000 | 52,939,000 |
| Total capital | 53,285,000 | 54,043,000 | 54,894,000 | — |
| Risk-weighted assets | 206,366,000 | 217,490,000 | 216,630,000 | — |