Call reports 2019
SPRINGFIELD STATE BANK — 2019
What SPRINGFIELD STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 316,297,000 | 317,203,000 | 321,422,000 | 326,568,000 |
| Total loans | 163,863,000 | 169,763,000 | 173,916,000 | 180,503,000 |
| Allowance for loan losses | 1,865,000 | 1,843,000 | 1,785,000 | 1,652,000 |
| Securities available for sale | 98,202,000 | 98,191,000 | 95,823,000 | 99,971,000 |
| Securities held to maturity | 30,540,000 | 28,290,000 | 26,578,000 | 24,819,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,001,000 | 230,692,000 | 230,114,000 | 233,635,000 |
| Interest-bearing deposits | 183,494,000 | 184,471,000 | 185,888,000 | 190,083,000 |
| Noninterest-bearing deposits | 45,507,000 | 46,221,000 | 44,226,000 | 43,552,000 |
| Equity capital | 47,462,000 | 48,744,000 | 49,626,000 | 49,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,103,000 | 6,309,000 | 9,545,000 | 12,799,000 |
| Interest expense | 734,000 | 1,494,000 | 2,271,000 | 3,083,000 |
| Net interest income | 2,369,000 | 4,815,000 | 7,274,000 | 9,716,000 |
| Noninterest income | 301,000 | 591,000 | 891,000 | 1,188,000 |
| Noninterest expense | 1,663,000 | 3,440,000 | 5,117,000 | 7,013,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,008,000 | 1,980,000 | 3,062,000 | 3,906,000 |
| Income tax | -265,000 | -178,000 | -65,000 | 160,000 |
| Net income | 1,273,000 | 2,158,000 | 3,127,000 | 3,746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,171,000 | 49,607,000 | 50,575,000 | 50,733,000 |
| Total capital | 51,036,000 | 51,450,000 | 52,360,000 | 52,385,000 |
| Risk-weighted assets | 195,642,000 | 196,960,000 | 201,426,000 | 209,729,000 |