Call reports 2018
SPRINGFIELD STATE BANK — 2018
What SPRINGFIELD STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 303,341,000 | 308,790,000 | 308,155,000 | 315,618,000 |
| Total loans | 153,066,000 | 161,982,000 | 164,388,000 | 165,963,000 |
| Allowance for loan losses | 2,048,000 | 2,048,000 | 1,834,000 | 1,877,000 |
| Securities available for sale | 61,345,000 | 62,596,000 | 90,321,000 | 94,183,000 |
| Securities held to maturity | 65,256,000 | 65,223,000 | 35,248,000 | 31,879,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,868,000 | 223,993,000 | 223,308,000 | 227,620,000 |
| Interest-bearing deposits | 180,947,000 | 180,562,000 | 179,867,000 | 182,241,000 |
| Noninterest-bearing deposits | 42,921,000 | 43,431,000 | 43,441,000 | 45,379,000 |
| Equity capital | 41,617,000 | 42,149,000 | 42,864,000 | 44,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,900,000 | 5,928,000 | 9,039,000 | 12,179,000 |
| Interest expense | 567,000 | 1,169,000 | 1,834,000 | 2,545,000 |
| Net interest income | 2,333,000 | 4,759,000 | 7,205,000 | 9,634,000 |
| Noninterest income | 278,000 | 556,000 | 856,000 | 1,137,000 |
| Noninterest expense | 1,622,000 | 3,224,000 | 4,942,000 | 6,647,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 989,000 | 2,093,000 | 3,121,000 | 4,127,000 |
| Income tax | 113,000 | 207,000 | 324,000 | 414,000 |
| Net income | 876,000 | 1,886,000 | 2,797,000 | 3,713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,265,000 | 46,516,000 | 47,426,000 | 47,897,000 |
| Total capital | 47,313,000 | 48,564,000 | 49,260,000 | 49,774,000 |
| Risk-weighted assets | 186,994,000 | 195,015,000 | 197,224,000 | 198,562,000 |