Call reports 2017
SPRINGFIELD STATE BANK — 2017
What SPRINGFIELD STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 301,738,000 | 303,203,000 | 302,072,000 | 305,740,000 |
| Total loans | 147,340,000 | 150,250,000 | 152,606,000 | 156,880,000 |
| Allowance for loan losses | 2,042,000 | 2,110,000 | 2,023,000 | 2,063,000 |
| Securities available for sale | 63,178,000 | 64,722,000 | 60,997,000 | 62,848,000 |
| Securities held to maturity | 67,863,000 | 66,410,000 | 65,886,000 | 65,850,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,136,000 | 221,180,000 | 218,607,000 | 221,302,000 |
| Interest-bearing deposits | 176,563,000 | 177,819,000 | 175,600,000 | 179,534,000 |
| Noninterest-bearing deposits | 42,573,000 | 43,361,000 | 43,007,000 | 41,768,000 |
| Equity capital | 41,471,000 | 42,692,000 | 43,437,000 | 41,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,781,000 | 5,662,000 | 8,632,000 | 11,585,000 |
| Interest expense | 566,000 | 1,132,000 | 1,697,000 | 2,266,000 |
| Net interest income | 2,215,000 | 4,530,000 | 6,935,000 | 9,319,000 |
| Noninterest income | 280,000 | 576,000 | 858,000 | 1,140,000 |
| Noninterest expense | 1,544,000 | 2,990,000 | 4,565,000 | 6,167,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 892,000 | 1,999,000 | 3,052,000 | 4,057,000 |
| Income tax | 123,000 | 292,000 | 464,000 | 2,166,000 |
| Net income | 769,000 | 1,707,000 | 2,588,000 | 1,891,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,112,000 | 44,640,000 | 45,521,000 | 44,389,000 |
| Total capital | 46,154,000 | 46,750,000 | 47,544,000 | 46,452,000 |
| Risk-weighted assets | 186,535,000 | 188,552,000 | 190,809,000 | 193,057,000 |