Call reports 2015
SPRINGFIELD STATE BANK — 2015
What SPRINGFIELD STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 290,914,000 | 294,296,000 | 292,862,000 | 296,438,000 |
| Total loans | 131,514,000 | 133,086,000 | 135,236,000 | 139,547,000 |
| Allowance for loan losses | 2,106,000 | 2,167,000 | 2,225,000 | 2,102,000 |
| Securities available for sale | 55,167,000 | 59,630,000 | 60,257,000 | 60,005,000 |
| Securities held to maturity | 73,792,000 | 73,824,000 | 73,644,000 | 73,068,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,639,000 | 218,323,000 | 216,072,000 | 219,195,000 |
| Interest-bearing deposits | 181,076,000 | 180,761,000 | 178,497,000 | 181,102,000 |
| Noninterest-bearing deposits | 33,563,000 | 37,562,000 | 37,575,000 | 38,093,000 |
| Equity capital | 38,285,000 | 38,478,000 | 39,757,000 | 38,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,761,000 | 5,570,000 | 8,401,000 | 11,244,000 |
| Interest expense | 701,000 | 1,375,000 | 2,029,000 | 2,656,000 |
| Net interest income | 2,060,000 | 4,195,000 | 6,372,000 | 8,588,000 |
| Noninterest income | 265,000 | 520,000 | 796,000 | 1,064,000 |
| Noninterest expense | 1,460,000 | 2,862,000 | 4,426,000 | 6,242,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 220,000 |
| Pretax income | 805,000 | 1,733,000 | 2,563,000 | 3,191,000 |
| Income tax | 113,000 | 248,000 | 384,000 | 166,000 |
| Net income | 692,000 | 1,485,000 | 2,179,000 | 3,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,285,000 | 37,550,000 | 39,799,000 | 40,846,000 |
| Total capital | 40,391,000 | 39,660,000 | 41,918,000 | 42,948,000 |
| Risk-weighted assets | 173,208,000 | 168,781,000 | 169,432,000 | 175,565,000 |