Call reports 2014
SPRINGFIELD STATE BANK — 2014
What SPRINGFIELD STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 280,523,000 | 283,166,000 | 283,810,000 | 288,342,000 |
| Total loans | 133,587,000 | 134,099,000 | 133,650,000 | 133,245,000 |
| Allowance for loan losses | 1,930,000 | 2,025,000 | 2,061,000 | 2,038,000 |
| Securities available for sale | 41,075,000 | 46,405,000 | 48,707,000 | 52,288,000 |
| Securities held to maturity | 76,364,000 | 74,431,000 | 74,369,000 | 73,181,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,164,000 | 210,407,000 | 209,223,000 | 210,271,000 |
| Interest-bearing deposits | 180,530,000 | 179,631,000 | 176,248,000 | 177,789,000 |
| Noninterest-bearing deposits | 29,634,000 | 30,776,000 | 32,975,000 | 32,482,000 |
| Equity capital | 34,300,000 | 35,308,000 | 36,137,000 | 37,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,880,000 | 5,741,000 | 8,620,000 | 11,475,000 |
| Interest expense | 788,000 | 1,553,000 | 2,288,000 | 3,019,000 |
| Net interest income | 2,092,000 | 4,188,000 | 6,332,000 | 8,456,000 |
| Noninterest income | 275,000 | 542,000 | 817,000 | 1,094,000 |
| Noninterest expense | 1,431,000 | 2,838,000 | 4,360,000 | 5,850,000 |
| Provision for loan losses | 90,000 | 180,000 | 210,000 | 240,000 |
| Pretax income | 846,000 | 1,712,000 | 2,595,000 | 3,476,000 |
| Income tax | 125,000 | 239,000 | 375,000 | 394,000 |
| Net income | 721,000 | 1,473,000 | 2,220,000 | 3,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,500,000 | 36,882,000 | 37,629,000 | 38,120,000 |
| Total capital | 38,430,000 | 38,907,000 | 39,690,000 | 40,158,000 |
| Risk-weighted assets | 164,718,000 | 165,231,000 | 165,513,000 | 164,457,000 |