Call reports 2013
SPRINGFIELD STATE BANK — 2013
What SPRINGFIELD STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 277,680,000 | 272,715,000 | 271,697,000 | 279,786,000 |
| Total loans | 133,455,000 | 135,173,000 | 135,480,000 | 137,614,000 |
| Allowance for loan losses | 1,768,000 | 1,882,000 | 2,007,000 | 1,826,000 |
| Securities available for sale | 45,502,000 | 42,932,000 | 39,694,000 | 38,698,000 |
| Securities held to maturity | 75,879,000 | 76,642,000 | 75,826,000 | 74,835,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,766,000 | 201,697,000 | 199,567,000 | 207,581,000 |
| Interest-bearing deposits | 177,249,000 | 175,019,000 | 173,167,000 | 180,125,000 |
| Noninterest-bearing deposits | 28,517,000 | 26,678,000 | 26,400,000 | 27,455,000 |
| Equity capital | 34,145,000 | 33,009,000 | 33,103,000 | 32,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,938,000 | 5,890,000 | 8,811,000 | 11,714,000 |
| Interest expense | 896,000 | 1,770,000 | 2,598,000 | 3,414,000 |
| Net interest income | 2,042,000 | 4,120,000 | 6,213,000 | 8,300,000 |
| Noninterest income | 280,000 | 545,000 | 826,000 | 1,103,000 |
| Noninterest expense | 1,372,000 | 2,625,000 | 4,129,000 | 5,537,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 500,000 |
| Pretax income | 800,000 | 1,758,000 | 2,529,000 | 3,435,000 |
| Income tax | 112,000 | 244,000 | 410,000 | 460,000 |
| Net income | 688,000 | 1,514,000 | 2,119,000 | 2,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,393,000 | 34,847,000 | 35,293,000 | 35,779,000 |
| Total capital | 36,161,000 | 36,729,000 | 37,300,000 | 37,605,000 |
| Risk-weighted assets | 162,653,000 | 163,557,000 | 163,020,000 | 166,770,000 |