Call reports 2012
SPRINGFIELD STATE BANK — 2012
What SPRINGFIELD STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 259,597,000 | 268,130,000 | 266,627,000 | 277,195,000 |
| Total loans | 132,797,000 | 134,335,000 | 136,108,000 | 137,699,000 |
| Allowance for loan losses | 1,432,000 | 1,584,000 | 1,655,000 | 1,634,000 |
| Securities available for sale | 38,734,000 | 39,490,000 | 36,052,000 | 38,735,000 |
| Securities held to maturity | 65,607,000 | 69,467,000 | 72,241,000 | 74,408,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,498,000 | 192,268,000 | 194,953,000 | 201,956,000 |
| Interest-bearing deposits | 165,663,000 | 166,495,000 | 168,119,000 | 174,624,000 |
| Noninterest-bearing deposits | 24,835,000 | 25,773,000 | 26,834,000 | 27,332,000 |
| Equity capital | 31,935,000 | 32,777,000 | 33,356,000 | 33,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,996,000 | 5,991,000 | 8,976,000 | 11,970,000 |
| Interest expense | 922,000 | 1,833,000 | 2,750,000 | 3,677,000 |
| Net interest income | 2,074,000 | 4,158,000 | 6,226,000 | 8,293,000 |
| Noninterest income | 272,000 | 548,000 | 821,000 | 1,088,000 |
| Noninterest expense | 1,302,000 | 2,602,000 | 4,039,000 | 5,512,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 550,000 |
| Pretax income | 894,000 | 1,804,000 | 2,558,000 | 3,319,000 |
| Income tax | 159,000 | 302,000 | 413,000 | 436,000 |
| Net income | 735,000 | 1,502,000 | 2,145,000 | 2,883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,345,000 | 32,740,000 | 33,383,000 | 33,705,000 |
| Total capital | 33,777,000 | 34,324,000 | 35,038,000 | 35,339,000 |
| Risk-weighted assets | 158,355,000 | 161,937,000 | 162,523,000 | 165,682,000 |