Call reports 2011
SPRINGFIELD STATE BANK — 2011
What SPRINGFIELD STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 246,775,000 | 246,380,000 | 251,653,000 | 254,820,000 |
| Total loans | 128,787,000 | 130,256,000 | 131,849,000 | 135,750,000 |
| Allowance for loan losses | 1,333,000 | 1,348,000 | 1,435,000 | 1,356,000 |
| Securities available for sale | 47,081,000 | 45,859,000 | 41,026,000 | 38,468,000 |
| Securities held to maturity | 51,678,000 | 55,110,000 | 58,520,000 | 62,079,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,678,000 | 180,164,000 | 179,917,000 | 182,944,000 |
| Interest-bearing deposits | 160,158,000 | 158,248,000 | 156,847,000 | 160,575,000 |
| Noninterest-bearing deposits | 22,520,000 | 21,917,000 | 23,070,000 | 22,369,000 |
| Equity capital | 28,972,000 | 30,318,000 | 31,204,000 | 31,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,971,000 | 5,997,000 | 9,026,000 | 12,056,000 |
| Interest expense | 929,000 | 1,866,000 | 2,798,000 | 3,739,000 |
| Net interest income | 2,042,000 | 4,131,000 | 6,228,000 | 8,317,000 |
| Noninterest income | 225,000 | 421,000 | 622,000 | 932,000 |
| Noninterest expense | 1,231,000 | 2,402,000 | 3,644,000 | 5,127,000 |
| Provision for loan losses | 90,000 | 220,000 | 370,000 | 620,000 |
| Pretax income | 946,000 | 1,930,000 | 2,836,000 | 3,502,000 |
| Income tax | 191,000 | 387,000 | 534,000 | 572,000 |
| Net income | 755,000 | 1,543,000 | 2,302,000 | 2,930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,149,000 | 30,579,000 | 31,339,000 | 31,610,000 |
| Total capital | 31,482,000 | 31,927,000 | 32,774,000 | 32,966,000 |
| Risk-weighted assets | 147,459,000 | 148,419,000 | 154,062,000 | 158,414,000 |