Call reports 2010
SPRINGFIELD STATE BANK — 2010
What SPRINGFIELD STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 228,971,000 | 226,611,000 | 229,800,000 | 240,353,000 |
| Total loans | 119,049,000 | 120,897,000 | 124,813,000 | 129,497,000 |
| Allowance for loan losses | 1,204,000 | 1,055,000 | 1,190,000 | 1,218,000 |
| Securities available for sale | 54,311,000 | 45,941,000 | 39,814,000 | 44,731,000 |
| Securities held to maturity | 37,971,000 | 38,924,000 | 44,716,000 | 49,893,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,549,000 | 167,022,000 | 169,647,000 | 175,442,000 |
| Interest-bearing deposits | 146,856,000 | 146,952,000 | 148,045,000 | 153,962,000 |
| Noninterest-bearing deposits | 22,693,000 | 20,071,000 | 21,602,000 | 21,480,000 |
| Equity capital | 27,258,000 | 28,306,000 | 28,752,000 | 28,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,828,000 | 5,727,000 | 8,633,000 | 11,559,000 |
| Interest expense | 990,000 | 1,952,000 | 2,907,000 | 3,860,000 |
| Net interest income | 1,838,000 | 3,775,000 | 5,726,000 | 7,699,000 |
| Noninterest income | 224,000 | 437,000 | 669,000 | 898,000 |
| Noninterest expense | 1,110,000 | 2,194,000 | 3,443,000 | 4,721,000 |
| Provision for loan losses | 80,000 | 170,000 | 360,000 | 600,000 |
| Pretax income | 872,000 | 1,848,000 | 2,592,000 | 3,276,000 |
| Income tax | 168,000 | 376,000 | 562,000 | 610,000 |
| Net income | 704,000 | 1,472,000 | 2,030,000 | 2,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,252,000 | 28,655,000 | 29,125,000 | 29,393,000 |
| Total capital | 29,456,000 | 29,710,000 | 30,315,000 | 30,611,000 |
| Risk-weighted assets | 131,229,000 | 131,903,000 | 138,130,000 | 145,814,000 |