Call reports 2009
SPRINGFIELD STATE BANK — 2009
What SPRINGFIELD STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 212,570,000 | 213,687,000 | 216,572,000 | 224,239,000 |
| Total loans | 113,159,000 | 114,395,000 | 116,874,000 | 117,396,000 |
| Allowance for loan losses | 1,326,000 | 1,323,000 | 1,143,000 | 1,137,000 |
| Securities available for sale | 56,198,000 | 53,244,000 | 51,959,000 | 53,257,000 |
| Securities held to maturity | 26,383,000 | 31,521,000 | 33,666,000 | 35,984,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,734,000 | 158,511,000 | 159,425,000 | 164,725,000 |
| Interest-bearing deposits | 140,013,000 | 139,377,000 | 139,804,000 | 144,662,000 |
| Noninterest-bearing deposits | 19,721,000 | 19,134,000 | 19,621,000 | 20,063,000 |
| Equity capital | 27,738,000 | 27,421,000 | 28,480,000 | 26,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,783,000 | 5,599,000 | 8,493,000 | 11,367,000 |
| Interest expense | 1,150,000 | 2,249,000 | 3,318,000 | 4,370,000 |
| Net interest income | 1,633,000 | 3,350,000 | 5,175,000 | 6,997,000 |
| Noninterest income | 251,000 | 494,000 | 746,000 | 986,000 |
| Noninterest expense | 1,114,000 | 2,242,000 | 3,544,000 | 4,985,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 270,000 |
| Pretax income | 740,000 | 1,542,000 | 2,291,000 | 2,732,000 |
| Income tax | 166,000 | 336,000 | 503,000 | 493,000 |
| Net income | 574,000 | 1,206,000 | 1,788,000 | 2,239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,520,000 | 27,609,000 | 28,158,000 | 27,548,000 |
| Total capital | 28,846,000 | 28,932,000 | 29,301,000 | 28,685,000 |
| Risk-weighted assets | 120,822,000 | 122,411,000 | 124,605,000 | 128,434,000 |