Call reports 2002
SPRINGFIELD STATE BANK — 2002
What SPRINGFIELD STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 159,855,000 | 169,914,000 | 174,515,000 | 179,846,000 |
| Total loans | 94,283,000 | 95,199,000 | 97,985,000 | 99,502,000 |
| Allowance for loan losses | 1,295,000 | 1,323,000 | 1,313,000 | 1,321,000 |
| Securities available for sale | 37,644,000 | 42,783,000 | 46,983,000 | 44,842,000 |
| Securities held to maturity | 12,988,000 | 13,652,000 | 15,487,000 | 15,862,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,707,000 | 130,633,000 | 132,858,000 | 136,248,000 |
| Interest-bearing deposits | 109,759,000 | 116,464,000 | 118,827,000 | 121,583,000 |
| Noninterest-bearing deposits | 11,948,000 | 14,169,000 | 14,031,000 | 14,665,000 |
| Equity capital | 17,718,000 | 18,717,000 | 19,478,000 | 19,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,648,000 | 5,315,000 | 8,073,000 | 10,841,000 |
| Interest expense | 1,159,000 | 2,314,000 | 3,492,000 | 4,641,000 |
| Net interest income | 1,489,000 | 3,001,000 | 4,581,000 | 6,200,000 |
| Noninterest income | 159,000 | 278,000 | 400,000 | 537,000 |
| Noninterest expense | 800,000 | 1,822,000 | 2,412,000 | 3,624,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 818,000 | 1,397,000 | 2,479,000 | 3,007,000 |
| Income tax | 223,000 | 457,000 | 691,000 | 806,000 |
| Net income | 595,000 | 940,000 | 1,788,000 | 2,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,984,000 | 18,330,000 | 18,932,000 | 19,065,000 |
| Total capital | 19,151,000 | 19,531,000 | 20,177,000 | 20,340,000 |
| Risk-weighted assets | 93,235,000 | 95,972,000 | 99,541,000 | 101,935,000 |