Call reports 2001
SPRINGFIELD STATE BANK — 2001
What SPRINGFIELD STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 141,324,000 | 145,848,000 | 147,811,000 | 157,251,000 |
| Total loans | 88,859,000 | 91,021,000 | 92,959,000 | 95,264,000 |
| Allowance for loan losses | 1,306,000 | 1,357,000 | 1,348,000 | 1,283,000 |
| Securities available for sale | 24,539,000 | 25,703,000 | 27,286,000 | 34,737,000 |
| Securities held to maturity | 10,423,000 | 10,567,000 | 11,576,000 | 12,647,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,517,000 | 114,225,000 | 113,721,000 | 119,419,000 |
| Interest-bearing deposits | 100,905,000 | 103,119,000 | 102,333,000 | 107,562,000 |
| Noninterest-bearing deposits | 10,612,000 | 11,106,000 | 11,388,000 | 11,857,000 |
| Equity capital | 16,600,000 | 16,817,000 | 17,528,000 | 17,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,699,000 | 5,450,000 | 8,185,000 | 10,880,000 |
| Interest expense | 1,364,000 | 2,752,000 | 4,106,000 | 5,380,000 |
| Net interest income | 1,335,000 | 2,698,000 | 4,079,000 | 5,500,000 |
| Noninterest income | 128,000 | 250,000 | 364,000 | 505,000 |
| Noninterest expense | 808,000 | 1,597,000 | 2,403,000 | 3,294,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 631,000 | 1,298,000 | 1,956,000 | 2,598,000 |
| Income tax | 175,000 | 364,000 | 540,000 | 712,000 |
| Net income | 456,000 | 934,000 | 1,416,000 | 1,886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,429,000 | 16,682,000 | 17,165,000 | 17,389,000 |
| Total capital | 17,526,000 | 17,792,000 | 18,291,000 | 18,571,000 |
| Risk-weighted assets | 87,528,000 | 88,569,000 | 89,872,000 | 94,420,000 |