Call reports 2016
COMMUNITY BANK OF THE SOUTH — 2016
What COMMUNITY BANK OF THE SOUTH reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 |
|---|---|
| Total assets | 377,543,000 |
| Total loans | 302,000,000 |
| Allowance for loan losses | 4,939,000 |
| Securities available for sale | 22,423,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 332,705,000 |
| Interest-bearing deposits | 273,074,000 |
| Noninterest-bearing deposits | 59,631,000 |
| Equity capital | 38,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 |
|---|---|
| Interest income | 4,121,000 |
| Interest expense | 495,000 |
| Net interest income | 3,626,000 |
| Noninterest income | 249,000 |
| Noninterest expense | 2,065,000 |
| Provision for loan losses | 0 |
| Pretax income | 1,810,000 |
| Income tax | 0 |
| Net income | 1,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 |
|---|---|
| Tier 1 capital | 38,285,000 |
| Total capital | 42,129,000 |
| Risk-weighted assets | 306,439,000 |