Call reports 2011
COMMUNITY BANK OF THE SOUTH — 2011
What COMMUNITY BANK OF THE SOUTH reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 364,783,000 | 357,973,000 | 366,255,000 | 361,377,000 |
| Total loans | 264,784,000 | 265,169,000 | 262,795,000 | 263,060,000 |
| Allowance for loan losses | 9,670,000 | 9,088,000 | 9,972,000 | 8,990,000 |
| Securities available for sale | 24,143,000 | 24,749,000 | 24,687,000 | 26,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,287,000 | 323,882,000 | 335,035,000 | 331,145,000 |
| Interest-bearing deposits | 302,775,000 | 294,577,000 | 295,005,000 | 296,861,000 |
| Noninterest-bearing deposits | 29,512,000 | 29,305,000 | 40,030,000 | 34,284,000 |
| Equity capital | 22,978,000 | 23,762,000 | 24,139,000 | 24,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,313,000 | 8,683,000 | 12,998,000 | 17,316,000 |
| Interest expense | 1,282,000 | 2,439,000 | 3,486,000 | 4,497,000 |
| Net interest income | 3,031,000 | 6,244,000 | 9,512,000 | 12,819,000 |
| Noninterest income | -441,000 | -744,000 | -912,000 | -1,260,000 |
| Noninterest expense | 1,950,000 | 3,956,000 | 5,674,000 | 7,674,000 |
| Provision for loan losses | 471,000 | 928,000 | 2,109,000 | 2,735,000 |
| Pretax income | 169,000 | 616,000 | 817,000 | 1,151,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 169,000 | 616,000 | 817,000 | 1,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,732,000 | 23,178,000 | 23,380,000 | 23,768,000 |
| Total capital | 26,208,000 | 26,694,000 | 26,908,000 | 27,260,000 |
| Risk-weighted assets | 271,859,000 | 275,742,000 | 275,815,000 | 273,831,000 |