Call reports 2001
COMMUNITY BANK OF THE SOUTH — 2001
What COMMUNITY BANK OF THE SOUTH reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 85,756,000 | 92,581,000 | 103,401,000 | 109,555,000 |
| Total loans | 63,121,000 | 69,188,000 | 72,428,000 | 76,514,000 |
| Allowance for loan losses | 661,000 | 735,000 | 783,000 | 847,000 |
| Securities available for sale | 17,465,000 | 16,102,000 | 19,838,000 | 20,697,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,071,000 | 82,177,000 | 92,350,000 | 98,822,000 |
| Interest-bearing deposits | 63,487,000 | 71,606,000 | 83,392,000 | 89,465,000 |
| Noninterest-bearing deposits | 8,584,000 | 10,571,000 | 8,958,000 | 9,357,000 |
| Equity capital | 8,867,000 | 9,132,000 | 9,561,000 | 9,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,794,000 | 3,714,000 | 5,600,000 | 7,546,000 |
| Interest expense | 1,007,000 | 2,047,000 | 3,086,000 | 4,034,000 |
| Net interest income | 787,000 | 1,667,000 | 2,514,000 | 3,512,000 |
| Noninterest income | 43,000 | 99,000 | 149,000 | 216,000 |
| Noninterest expense | 546,000 | 1,174,000 | 1,893,000 | 2,624,000 |
| Provision for loan losses | 100,000 | 174,000 | 222,000 | 286,000 |
| Pretax income | 184,000 | 418,000 | 566,000 | 836,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 184,000 | 418,000 | 566,000 | 836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,491,000 | 8,724,000 | 8,899,000 | 9,169,000 |
| Total capital | 9,152,000 | 9,459,000 | 9,682,000 | 10,016,000 |
| Risk-weighted assets | 71,482,000 | 75,492,000 | 81,435,000 | 87,100,000 |