Call reports 2020
NODAWAY VALLEY BANK, THE — 2020
What NODAWAY VALLEY BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 958,539,000 | 1,081,141,000 | 1,118,708,000 | 1,169,167,000 |
| Total loans | 612,356,000 | 708,013,000 | 728,402,000 | 712,931,000 |
| Allowance for loan losses | 8,172,000 | 8,272,000 | 8,859,000 | 9,282,000 |
| Securities available for sale | 195,499,000 | 177,159,000 | 222,862,000 | 246,510,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 4,998,000 | 4,911,000 | 4,259,000 | 2,940,000 |
| Total deposits | 783,214,000 | 900,199,000 | 942,445,000 | 993,641,000 |
| Interest-bearing deposits | 557,316,000 | 624,803,000 | 651,654,000 | 684,304,000 |
| Noninterest-bearing deposits | 225,898,000 | 275,396,000 | 290,791,000 | 309,337,000 |
| Equity capital | 132,005,000 | 140,215,000 | 143,406,000 | 139,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 9,548,000 | 20,857,000 | 30,450,000 | 38,623,000 |
| Interest expense | 766,000 | 1,554,000 | 2,323,000 | 3,084,000 |
| Net interest income | 8,782,000 | 19,303,000 | 28,127,000 | 35,539,000 |
| Noninterest income | 2,382,000 | 4,577,000 | 7,080,000 | 9,917,000 |
| Noninterest expense | 6,303,000 | 12,812,000 | 19,253,000 | 27,428,000 |
| Provision for loan losses | 91,000 | 183,000 | 774,000 | 1,300,000 |
| Pretax income | 4,770,000 | 10,885,000 | 15,180,000 | 16,728,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,770,000 | 10,885,000 | 15,180,000 | 16,728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 115,041,000 | 120,153,000 | 123,444,000 | 120,579,000 |
| Total capital | 123,213,000 | 128,425,000 | 132,303,000 | 129,861,000 |
| Risk-weighted assets | 682,507,000 | 779,238,000 | 807,013,000 | 810,940,000 |