Call reports 2019
NODAWAY VALLEY BANK, THE — 2019
What NODAWAY VALLEY BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 899,338,000 | 909,108,000 | 911,574,000 | 932,175,000 |
| Total loans | 582,953,000 | 605,844,000 | 614,837,000 | 608,123,000 |
| Allowance for loan losses | 8,536,000 | 8,666,000 | 8,382,000 | 8,114,000 |
| Securities available for sale | 216,095,000 | 219,969,000 | 193,006,000 | 173,125,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 869,000 | 1,976,000 | 2,995,000 | 2,176,000 |
| Total deposits | 739,694,000 | 737,167,000 | 741,743,000 | 760,949,000 |
| Interest-bearing deposits | 533,036,000 | 529,731,000 | 527,030,000 | 541,079,000 |
| Noninterest-bearing deposits | 206,658,000 | 207,436,000 | 214,713,000 | 219,870,000 |
| Equity capital | 119,286,000 | 126,176,000 | 131,340,000 | 133,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,239,000 | 18,638,000 | 28,402,000 | 37,911,000 |
| Interest expense | 734,000 | 1,501,000 | 2,271,000 | 3,032,000 |
| Net interest income | 8,505,000 | 17,137,000 | 26,131,000 | 34,879,000 |
| Noninterest income | 2,091,000 | 4,672,000 | 7,242,000 | 9,577,000 |
| Noninterest expense | 6,230,000 | 12,722,000 | 18,859,000 | 25,409,000 |
| Provision for loan losses | 92,000 | 183,000 | 274,000 | 366,000 |
| Pretax income | 4,274,000 | 8,894,000 | 14,233,000 | 18,690,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,274,000 | 8,894,000 | 14,233,000 | 18,690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,457,000 | 110,276,000 | 113,815,000 | 116,708,000 |
| Total capital | 115,573,000 | 118,647,000 | 122,197,000 | 124,822,000 |
| Risk-weighted assets | 648,850,000 | 669,396,000 | 680,531,000 | 675,564,000 |