Call reports 2018
NODAWAY VALLEY BANK, THE — 2018
What NODAWAY VALLEY BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 886,475,000 | 877,280,000 | 854,754,000 | 882,086,000 |
| Total loans | 554,754,000 | 562,987,000 | 560,291,000 | 569,969,000 |
| Allowance for loan losses | 8,134,000 | 8,227,000 | 8,319,000 | 8,430,000 |
| Securities available for sale | 202,843,000 | 209,746,000 | 206,240,000 | 208,767,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 169,000 | 392,000 | 852,000 | 268,000 |
| Total deposits | 742,621,000 | 729,322,000 | 704,248,000 | 721,155,000 |
| Interest-bearing deposits | 547,663,000 | 530,652,000 | 514,385,000 | 513,175,000 |
| Noninterest-bearing deposits | 194,958,000 | 198,670,000 | 189,863,000 | 207,980,000 |
| Equity capital | 108,857,000 | 110,777,000 | 113,274,000 | 117,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,747,000 | 17,305,000 | 26,118,000 | 35,060,000 |
| Interest expense | 576,000 | 1,184,000 | 1,826,000 | 2,543,000 |
| Net interest income | 8,171,000 | 16,121,000 | 24,292,000 | 32,517,000 |
| Noninterest income | 2,284,000 | 4,732,000 | 7,160,000 | 9,692,000 |
| Noninterest expense | 6,024,000 | 12,029,000 | 17,970,000 | 24,004,000 |
| Provision for loan losses | 92,000 | 183,000 | 274,000 | 366,000 |
| Pretax income | 4,339,000 | 8,641,000 | 13,208,000 | 17,839,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,339,000 | 8,641,000 | 13,208,000 | 17,839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,553,000 | 105,186,000 | 109,751,000 | 110,544,000 |
| Total capital | 110,382,000 | 113,049,000 | 117,586,000 | 118,519,000 |
| Risk-weighted assets | 626,098,000 | 628,660,000 | 626,327,000 | 637,472,000 |