Call reports 2016
NODAWAY VALLEY BANK, THE — 2016
What NODAWAY VALLEY BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 848,323,000 | 838,647,000 | 840,150,000 | 843,697,000 |
| Total loans | 550,990,000 | 551,941,000 | 561,819,000 | 553,229,000 |
| Allowance for loan losses | 7,550,000 | 8,232,000 | 8,168,000 | 8,012,000 |
| Securities available for sale | 152,517,000 | 162,676,000 | 165,900,000 | 197,445,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,916,000 | 2,239,000 | 2,137,000 | 645,000 |
| Total deposits | 712,587,000 | 700,533,000 | 694,711,000 | 709,768,000 |
| Interest-bearing deposits | 545,023,000 | 536,316,000 | 523,504,000 | 534,245,000 |
| Noninterest-bearing deposits | 167,564,000 | 164,217,000 | 171,207,000 | 175,523,000 |
| Equity capital | 108,041,000 | 110,936,000 | 115,542,000 | 109,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,193,000 | 16,514,000 | 25,227,000 | 33,363,000 |
| Interest expense | 656,000 | 1,306,000 | 1,951,000 | 2,587,000 |
| Net interest income | 7,537,000 | 15,208,000 | 23,276,000 | 30,776,000 |
| Noninterest income | 1,952,000 | 3,969,000 | 6,083,000 | 8,139,000 |
| Noninterest expense | 5,226,000 | 10,232,000 | 15,403,000 | 22,295,000 |
| Provision for loan losses | 257,000 | 348,000 | 440,000 | 550,000 |
| Pretax income | 4,273,000 | 8,991,000 | 13,714,000 | 16,268,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,273,000 | 8,991,000 | 13,714,000 | 16,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,436,000 | 93,194,000 | 97,917,000 | 100,471,000 |
| Total capital | 97,986,000 | 100,781,000 | 105,650,000 | 108,168,000 |
| Risk-weighted assets | 606,000,000 | 606,383,000 | 618,214,000 | 615,373,000 |