Call reports 2015
NODAWAY VALLEY BANK, THE — 2015
What NODAWAY VALLEY BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 840,734,000 | 826,189,000 | 827,988,000 | 838,542,000 |
| Total loans | 558,589,000 | 573,291,000 | 565,982,000 | 573,614,000 |
| Allowance for loan losses | 9,977,000 | 9,980,000 | 9,947,000 | 8,335,000 |
| Securities available for sale | 156,662,000 | 162,360,000 | 163,847,000 | 168,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 486,000 | 251,000 | 733,000 | 563,000 |
| Total deposits | 715,887,000 | 700,741,000 | 691,904,000 | 698,981,000 |
| Interest-bearing deposits | 554,057,000 | 542,279,000 | 532,562,000 | 533,738,000 |
| Noninterest-bearing deposits | 161,830,000 | 158,462,000 | 159,342,000 | 165,243,000 |
| Equity capital | 103,125,000 | 102,683,000 | 108,069,000 | 108,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,209,000 | 16,526,000 | 24,972,000 | 33,300,000 |
| Interest expense | 714,000 | 1,438,000 | 2,104,000 | 2,793,000 |
| Net interest income | 7,495,000 | 15,088,000 | 22,868,000 | 30,507,000 |
| Noninterest income | 1,780,000 | 3,781,000 | 5,904,000 | 8,145,000 |
| Noninterest expense | 4,844,000 | 9,718,000 | 14,520,000 | 20,516,000 |
| Provision for loan losses | 91,000 | 183,000 | 274,000 | 366,000 |
| Pretax income | 4,340,000 | 8,968,000 | 14,003,000 | 17,827,000 |
| Income tax | -2,000 | -2,000 | -2,000 | -2,000 |
| Net income | 4,342,000 | 8,970,000 | 14,005,000 | 17,829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,424,000 | 87,965,000 | 91,193,000 | 92,929,000 |
| Total capital | 93,034,000 | 95,686,000 | 98,867,000 | 100,701,000 |
| Risk-weighted assets | 606,544,000 | 615,506,000 | 611,657,000 | 622,054,000 |