Call reports 2014
NODAWAY VALLEY BANK, THE — 2014
What NODAWAY VALLEY BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 816,806,000 | 813,584,000 | 807,136,000 | 826,713,000 |
| Total loans | 558,273,000 | 571,655,000 | 576,541,000 | 582,386,000 |
| Allowance for loan losses | 9,955,000 | 10,118,000 | 10,214,000 | 10,044,000 |
| Securities available for sale | 149,587,000 | 157,015,000 | 157,179,000 | 155,118,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 704,894,000 | 695,327,000 | 684,682,000 | 698,511,000 |
| Interest-bearing deposits | 554,746,000 | 546,677,000 | 535,987,000 | 548,651,000 |
| Noninterest-bearing deposits | 150,148,000 | 148,650,000 | 148,695,000 | 149,860,000 |
| Equity capital | 89,542,000 | 94,516,000 | 97,790,000 | 101,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 8,157,000 | 16,524,000 | 25,020,000 | 33,545,000 |
| Interest expense | 805,000 | 1,593,000 | 2,389,000 | 3,166,000 |
| Net interest income | 7,352,000 | 14,931,000 | 22,631,000 | 30,379,000 |
| Noninterest income | 1,818,000 | 3,726,000 | 5,734,000 | 7,626,000 |
| Noninterest expense | 4,707,000 | 9,367,000 | 14,043,000 | 19,879,000 |
| Provision for loan losses | 162,000 | 324,000 | 486,000 | 670,000 |
| Pretax income | 4,202,000 | 8,910,000 | 13,780,000 | 17,570,000 |
| Income tax | 8,000 | 15,000 | 22,000 | -6,000 |
| Net income | 4,194,000 | 8,895,000 | 13,758,000 | 17,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,026,000 | 81,699,000 | 84,114,000 | 85,477,000 |
| Total capital | 86,551,000 | 89,370,000 | 91,835,000 | 93,302,000 |
| Risk-weighted assets | 599,653,000 | 611,224,000 | 615,258,000 | 623,798,000 |