Call reports 2013
NODAWAY VALLEY BANK, THE — 2013
What NODAWAY VALLEY BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 813,396,000 | 794,515,000 | 790,347,000 | 812,665,000 |
| Total loans | 531,237,000 | 547,969,000 | 557,570,000 | 572,626,000 |
| Allowance for loan losses | 9,902,000 | 10,038,000 | 10,263,000 | 9,849,000 |
| Securities available for sale | 133,360,000 | 144,705,000 | 138,312,000 | 143,159,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 696,866,000 | 681,659,000 | 676,291,000 | 695,111,000 |
| Interest-bearing deposits | 552,577,000 | 541,236,000 | 534,851,000 | 547,616,000 |
| Noninterest-bearing deposits | 144,289,000 | 140,423,000 | 141,440,000 | 147,495,000 |
| Equity capital | 89,561,000 | 86,888,000 | 87,794,000 | 88,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 8,064,000 | 16,190,000 | 24,629,000 | 33,007,000 |
| Interest expense | 983,000 | 1,940,000 | 2,811,000 | 3,651,000 |
| Net interest income | 7,081,000 | 14,250,000 | 21,818,000 | 29,356,000 |
| Noninterest income | 1,900,000 | 3,894,000 | 5,889,000 | 7,976,000 |
| Noninterest expense | 4,737,000 | 9,382,000 | 13,909,000 | 19,472,000 |
| Provision for loan losses | 237,000 | 474,000 | 711,000 | 948,000 |
| Pretax income | 4,007,000 | 8,288,000 | 13,087,000 | 16,912,000 |
| Income tax | 8,000 | 10,000 | 10,000 | 10,000 |
| Net income | 3,999,000 | 8,278,000 | 13,077,000 | 16,902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,275,000 | 74,979,000 | 78,204,000 | 80,155,000 |
| Total capital | 79,432,000 | 82,274,000 | 85,669,000 | 87,836,000 |
| Risk-weighted assets | 569,821,000 | 580,875,000 | 594,452,000 | 612,420,000 |