Call reports 2012
NODAWAY VALLEY BANK, THE — 2012
What NODAWAY VALLEY BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 785,317,000 | 773,063,000 | 789,055,000 | 827,239,000 |
| Total loans | 499,122,000 | 521,145,000 | 532,887,000 | 547,279,000 |
| Allowance for loan losses | 8,970,000 | 9,180,000 | 9,477,000 | 9,650,000 |
| Securities available for sale | 148,494,000 | 135,852,000 | 111,906,000 | 130,469,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 673,449,000 | 658,443,000 | 661,642,000 | 703,765,000 |
| Interest-bearing deposits | 547,710,000 | 534,951,000 | 531,831,000 | 551,315,000 |
| Noninterest-bearing deposits | 125,739,000 | 123,492,000 | 129,811,000 | 152,450,000 |
| Equity capital | 82,666,000 | 85,712,000 | 88,772,000 | 89,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,258,000 | 16,664,000 | 25,132,000 | 33,563,000 |
| Interest expense | 1,279,000 | 2,495,000 | 3,669,000 | 4,745,000 |
| Net interest income | 6,979,000 | 14,169,000 | 21,463,000 | 28,818,000 |
| Noninterest income | 1,767,000 | 3,654,000 | 5,775,000 | 7,124,000 |
| Noninterest expense | 4,765,000 | 9,342,000 | 13,761,000 | 19,073,000 |
| Provision for loan losses | 312,000 | 624,000 | 936,000 | 1,248,000 |
| Pretax income | 3,669,000 | 7,857,000 | 12,541,000 | 15,621,000 |
| Income tax | 12,000 | 20,000 | 27,000 | 5,000 |
| Net income | 3,657,000 | 7,837,000 | 12,514,000 | 15,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,923,000 | 68,130,000 | 71,036,000 | 72,025,000 |
| Total capital | 72,715,000 | 75,129,000 | 78,187,000 | 79,392,000 |
| Risk-weighted assets | 541,191,000 | 557,707,000 | 569,714,000 | 587,037,000 |