Call reports 2011
NODAWAY VALLEY BANK, THE — 2011
What NODAWAY VALLEY BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 721,054,000 | 712,777,000 | 735,985,000 | 759,652,000 |
| Total loans | 503,834,000 | 507,146,000 | 500,624,000 | 503,532,000 |
| Allowance for loan losses | 7,232,000 | 7,830,000 | 8,589,000 | 8,657,000 |
| Securities available for sale | 93,079,000 | 91,405,000 | 94,879,000 | 117,869,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 613,066,000 | 601,078,000 | 621,931,000 | 639,888,000 |
| Interest-bearing deposits | 514,180,000 | 502,122,000 | 512,424,000 | 525,414,000 |
| Noninterest-bearing deposits | 98,886,000 | 98,956,000 | 109,507,000 | 114,474,000 |
| Equity capital | 79,783,000 | 83,005,000 | 84,706,000 | 85,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 8,697,000 | 17,136,000 | 25,810,000 | 34,275,000 |
| Interest expense | 1,713,000 | 3,325,000 | 4,852,000 | 6,217,000 |
| Net interest income | 6,984,000 | 13,811,000 | 20,958,000 | 28,058,000 |
| Noninterest income | 1,749,000 | 3,779,000 | 5,693,000 | 7,606,000 |
| Noninterest expense | 4,795,000 | 9,458,000 | 13,980,000 | 20,350,000 |
| Provision for loan losses | 658,000 | 1,308,000 | 2,070,000 | 2,424,000 |
| Pretax income | 3,280,000 | 6,879,000 | 10,705,000 | 12,956,000 |
| Income tax | 0 | 7,000 | 15,000 | 22,000 |
| Net income | 3,280,000 | 6,872,000 | 10,690,000 | 12,934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,076,000 | 65,110,000 | 66,724,000 | 67,922,000 |
| Total capital | 69,691,000 | 71,735,000 | 73,409,000 | 74,679,000 |
| Risk-weighted assets | 528,562,000 | 531,798,000 | 532,868,000 | 538,658,000 |