Call reports 2010
NODAWAY VALLEY BANK, THE — 2010
What NODAWAY VALLEY BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 698,144,000 | 695,605,000 | 696,162,000 | 705,443,000 |
| Total loans | 493,900,000 | 511,114,000 | 519,092,000 | 526,705,000 |
| Allowance for loan losses | 5,709,000 | 6,514,000 | 6,597,000 | 6,592,000 |
| Securities available for sale | 83,012,000 | 86,565,000 | 85,402,000 | 85,144,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 591,469,000 | 584,877,000 | 585,804,000 | 591,670,000 |
| Interest-bearing deposits | 505,523,000 | 500,179,000 | 500,467,000 | 496,664,000 |
| Noninterest-bearing deposits | 85,946,000 | 84,698,000 | 85,337,000 | 95,006,000 |
| Equity capital | 76,020,000 | 78,506,000 | 80,453,000 | 79,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,782,000 | 17,804,000 | 26,769,000 | 35,842,000 |
| Interest expense | 2,284,000 | 4,456,000 | 6,535,000 | 8,440,000 |
| Net interest income | 6,498,000 | 13,348,000 | 20,234,000 | 27,402,000 |
| Noninterest income | 1,561,000 | 3,190,000 | 4,882,000 | 6,538,000 |
| Noninterest expense | 4,700,000 | 9,345,000 | 13,909,000 | 18,809,000 |
| Provision for loan losses | 462,000 | 1,324,000 | 2,036,000 | 3,173,000 |
| Pretax income | 2,897,000 | 5,998,000 | 9,306,000 | 12,093,000 |
| Income tax | 18,000 | 25,000 | 33,000 | 40,000 |
| Net income | 2,879,000 | 5,973,000 | 9,273,000 | 12,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,824,000 | 59,656,000 | 61,703,000 | 63,234,000 |
| Total capital | 63,533,000 | 66,170,000 | 68,300,000 | 69,826,000 |
| Risk-weighted assets | 514,337,000 | 527,444,000 | 535,360,000 | 543,000,000 |