Call reports 2009
NODAWAY VALLEY BANK, THE — 2009
What NODAWAY VALLEY BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 663,113,000 | 662,275,000 | 671,484,000 | 687,789,000 |
| Total loans | 489,892,000 | 496,753,000 | 506,689,000 | 508,686,000 |
| Allowance for loan losses | 4,452,000 | 5,078,000 | 5,389,000 | 5,338,000 |
| Securities available for sale | 75,855,000 | 77,597,000 | 83,953,000 | 76,495,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 554,420,000 | 555,086,000 | 561,152,000 | 576,843,000 |
| Interest-bearing deposits | 473,887,000 | 474,310,000 | 482,750,000 | 486,946,000 |
| Noninterest-bearing deposits | 80,533,000 | 80,776,000 | 78,402,000 | 89,897,000 |
| Equity capital | 71,954,000 | 73,675,000 | 76,695,000 | 77,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 9,184,000 | 18,409,000 | 27,699,000 | 36,915,000 |
| Interest expense | 3,050,000 | 5,777,000 | 8,463,000 | 10,961,000 |
| Net interest income | 6,134,000 | 12,632,000 | 19,236,000 | 25,954,000 |
| Noninterest income | 1,533,000 | 3,069,000 | 4,660,000 | 6,224,000 |
| Noninterest expense | 4,856,000 | 9,450,000 | 14,374,000 | 19,320,000 |
| Provision for loan losses | 412,000 | 1,024,000 | 1,386,000 | 2,313,000 |
| Pretax income | 2,626,000 | 5,454,000 | 8,460,000 | 11,095,000 |
| Income tax | -68,000 | -60,000 | -50,000 | -43,000 |
| Net income | 2,694,000 | 5,514,000 | 8,510,000 | 11,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,629,000 | 55,572,000 | 57,667,000 | 59,408,000 |
| Total capital | 58,081,000 | 60,650,000 | 63,056,000 | 64,746,000 |
| Risk-weighted assets | 502,338,000 | 508,053,000 | 519,381,000 | 523,159,000 |