Call reports 2002
NODAWAY VALLEY BANK, THE — 2002
What NODAWAY VALLEY BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 348,776,000 | 353,344,000 | 375,318,000 | 379,937,000 |
| Total loans | 251,050,000 | 262,566,000 | 265,284,000 | 266,541,000 |
| Allowance for loan losses | 3,175,000 | 3,172,000 | 3,163,000 | 3,080,000 |
| Securities available for sale | 58,601,000 | 55,578,000 | 44,307,000 | 48,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,268,000 | 303,876,000 | 323,511,000 | 326,681,000 |
| Interest-bearing deposits | 270,032,000 | 272,281,000 | 290,969,000 | 294,311,000 |
| Noninterest-bearing deposits | 31,236,000 | 31,595,000 | 32,542,000 | 32,370,000 |
| Equity capital | 26,325,000 | 28,327,000 | 28,730,000 | 29,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,617,000 | 11,180,000 | 16,690,000 | 22,026,000 |
| Interest expense | 2,452,000 | 4,832,000 | 7,206,000 | 9,523,000 |
| Net interest income | 3,165,000 | 6,348,000 | 9,484,000 | 12,503,000 |
| Noninterest income | 439,000 | 953,000 | 1,478,000 | 2,139,000 |
| Noninterest expense | 1,910,000 | 3,739,000 | 5,640,000 | 7,730,000 |
| Provision for loan losses | 56,000 | 60,000 | 66,000 | 74,000 |
| Pretax income | 1,640,000 | 3,502,000 | 5,266,000 | 6,849,000 |
| Income tax | -61,000 | -59,000 | -56,000 | -54,000 |
| Net income | 1,701,000 | 3,561,000 | 5,322,000 | 6,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,075,000 | 27,291,000 | 27,559,000 | 28,177,000 |
| Total capital | 29,250,000 | 30,463,000 | 30,722,000 | 31,257,000 |
| Risk-weighted assets | 256,532,000 | 267,289,000 | 273,759,000 | 275,778,000 |