Call reports 2001
NODAWAY VALLEY BANK, THE — 2001
What NODAWAY VALLEY BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 338,973,000 | 342,107,000 | 345,063,000 | 358,204,000 |
| Total loans | 232,405,000 | 251,286,000 | 254,030,000 | 257,093,000 |
| Allowance for loan losses | 1,754,000 | 1,900,000 | 1,925,000 | 3,110,000 |
| Securities available for sale | 38,132,000 | 34,391,000 | 60,130,000 | 60,384,000 |
| Securities held to maturity | 26,988,000 | 20,915,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 294,479,000 | 298,082,000 | 294,075,000 | 305,506,000 |
| Interest-bearing deposits | 267,327,000 | 264,671,000 | 265,174,000 | 269,338,000 |
| Noninterest-bearing deposits | 27,152,000 | 33,411,000 | 28,901,000 | 36,168,000 |
| Equity capital | 25,504,000 | 26,540,000 | 28,427,000 | 28,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,339,000 | 12,592,000 | 18,828,000 | 24,839,000 |
| Interest expense | 3,785,000 | 7,238,000 | 10,533,000 | 13,401,000 |
| Net interest income | 2,554,000 | 5,354,000 | 8,295,000 | 11,438,000 |
| Noninterest income | 305,000 | 737,000 | 1,179,000 | 1,677,000 |
| Noninterest expense | 1,703,000 | 3,297,000 | 4,990,000 | 6,798,000 |
| Provision for loan losses | 150,000 | 318,000 | 482,000 | 1,646,000 |
| Pretax income | 1,025,000 | 2,496,000 | 4,023,000 | 4,707,000 |
| Income tax | 2,000 | -81,000 | -75,000 | -77,000 |
| Net income | 1,023,000 | 2,577,000 | 4,098,000 | 4,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,111,000 | 26,140,000 | 27,156,000 | 27,298,000 |
| Total capital | 26,865,000 | 28,040,000 | 29,081,000 | 30,408,000 |
| Risk-weighted assets | 246,272,000 | 259,878,000 | 260,770,000 | 263,948,000 |