Call reports 2025
EQUITY BANK — 2025
What EQUITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 5,433,900,000 | 5,361,329,000 | 6,355,694,000 | 6,326,745,000 |
| Total loans | 3,631,966,000 | 3,600,945,000 | 4,269,204,000 | 4,199,572,000 |
| Allowance for loan losses | 45,824,000 | 45,270,000 | 53,469,000 | 52,757,000 |
| Securities available for sale | 946,736,000 | 970,813,000 | 900,898,000 | 1,026,496,000 |
| Securities held to maturity | 5,226,000 | 5,236,000 | 5,243,000 | 5,248,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,512,865,000 | 4,280,135,000 | 5,180,154,000 | 5,181,640,000 |
| Interest-bearing deposits | 3,423,544,000 | 3,308,623,000 | 3,932,628,000 | 3,966,642,000 |
| Noninterest-bearing deposits | 1,089,321,000 | 971,512,000 | 1,247,526,000 | 1,214,998,000 |
| Equity capital | 602,021,000 | 606,465,000 | 721,033,000 | 749,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 74,625,000 | 148,752,000 | 239,792,000 | 330,598,000 |
| Interest expense | 22,522,000 | 45,038,000 | 72,016,000 | 97,532,000 |
| Net interest income | 52,103,000 | 103,714,000 | 167,776,000 | 233,066,000 |
| Noninterest income | 10,126,000 | 18,516,000 | 26,549,000 | 35,800,000 |
| Noninterest expense | 38,548,000 | 76,111,000 | 123,009,000 | 167,513,000 |
| Provision for loan losses | 2,722,000 | 2,741,000 | 8,969,000 | 8,954,000 |
| Pretax income | 20,974,000 | 43,564,000 | 9,524,000 | 38,914,000 |
| Income tax | 4,440,000 | 8,456,000 | -2,482,000 | 7,071,000 |
| Net income | 16,534,000 | 35,108,000 | 12,006,000 | 31,843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 576,638,000 | 577,274,000 | 615,317,000 | 637,359,000 |
| Total capital | 623,900,000 | 623,822,000 | 669,723,000 | 691,869,000 |
| Risk-weighted assets | 3,995,463,000 | 3,993,882,000 | 4,689,021,000 | 4,674,855,000 |
Machine access — free, no API key
Every figure shown here about EQUITY BANK — 2025 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.