Call reports 2023
EQUITY BANK — 2023
What EQUITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 5,152,516,000 | 5,090,456,000 | 4,942,230,000 | 5,027,770,000 |
| Total loans | 3,331,267,000 | 3,325,126,000 | 3,282,744,000 | 3,333,377,000 |
| Allowance for loan losses | 45,103,000 | 44,544,000 | 44,186,000 | 43,520,000 |
| Securities available for sale | 1,181,450,000 | 1,093,345,000 | 1,055,989,000 | 919,250,000 |
| Securities held to maturity | 1,944,000 | 2,216,000 | 2,212,000 | 2,209,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,301,505,000 | 4,246,812,000 | 4,105,371,000 | 4,161,859,000 |
| Interest-bearing deposits | 3,267,087,000 | 3,239,450,000 | 3,133,937,000 | 3,235,579,000 |
| Noninterest-bearing deposits | 1,034,418,000 | 1,007,362,000 | 971,434,000 | 926,280,000 |
| Equity capital | 508,344,000 | 497,691,000 | 492,295,000 | 531,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 56,104,000 | 117,336,000 | 181,934,000 | 246,081,000 |
| Interest expense | 15,152,000 | 35,010,000 | 57,121,000 | 80,015,000 |
| Net interest income | 40,952,000 | 82,326,000 | 124,813,000 | 166,066,000 |
| Noninterest income | 8,584,000 | 16,680,000 | 25,207,000 | 32,310,000 |
| Noninterest expense | 32,866,000 | 65,493,000 | 99,002,000 | 132,977,000 |
| Provision for loan losses | -366,000 | -68,000 | 1,162,000 | 1,873,000 |
| Pretax income | 16,936,000 | 32,247,000 | 48,461,000 | 11,345,000 |
| Income tax | 3,014,000 | 5,050,000 | 7,514,000 | -3,311,000 |
| Net income | 13,922,000 | 27,197,000 | 40,947,000 | 14,656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 547,206,000 | 546,427,000 | 553,872,000 | 526,793,000 |
| Total capital | 593,794,000 | 592,368,000 | 599,515,000 | 571,938,000 |
| Risk-weighted assets | 3,792,377,000 | 3,812,197,000 | 3,774,484,000 | 3,800,055,000 |
Machine access — free, no API key
Every figure shown here about EQUITY BANK — 2023 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.