Call reports 2022
EQUITY BANK — 2022
What EQUITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 5,077,296,000 | 5,001,411,000 | 4,999,942,000 | 4,976,744,000 |
| Total loans | 3,244,152,000 | 3,225,160,000 | 3,256,541,000 | 3,311,897,000 |
| Allowance for loan losses | 47,590,000 | 48,238,000 | 46,499,000 | 45,847,000 |
| Securities available for sale | 1,352,894,000 | 1,288,181,000 | 1,198,962,000 | 1,184,390,000 |
| Securities held to maturity | 0 | 0 | 0 | 1,947,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,407,814,000 | 4,322,217,000 | 4,252,469,000 | 4,257,562,000 |
| Interest-bearing deposits | 3,110,368,000 | 3,086,460,000 | 3,002,315,000 | 3,134,097,000 |
| Noninterest-bearing deposits | 1,297,446,000 | 1,235,757,000 | 1,250,154,000 | 1,123,465,000 |
| Equity capital | 521,479,000 | 494,437,000 | 468,572,000 | 490,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 42,652,000 | 86,275,000 | 134,824,000 | 188,248,000 |
| Interest expense | 1,764,000 | 4,168,000 | 9,042,000 | 18,623,000 |
| Net interest income | 40,888,000 | 82,107,000 | 125,782,000 | 169,625,000 |
| Noninterest income | 9,372,000 | 18,484,000 | 27,588,000 | 35,486,000 |
| Noninterest expense | 30,196,000 | 60,044,000 | 91,650,000 | 125,864,000 |
| Provision for loan losses | -412,000 | 412,000 | 276,000 | 125,000 |
| Pretax income | 21,510,000 | 40,849,000 | 62,155,000 | 79,998,000 |
| Income tax | 4,224,000 | 6,392,000 | 10,663,000 | 14,633,000 |
| Net income | 17,286,000 | 34,457,000 | 51,492,000 | 65,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 503,836,000 | 505,843,000 | 525,851,000 | 541,354,000 |
| Total capital | 549,179,000 | 551,335,000 | 572,158,000 | 588,165,000 |
| Risk-weighted assets | 3,623,965,000 | 3,635,080,000 | 3,702,901,000 | 3,744,454,000 |