Call reports 2021
EQUITY BANK — 2021
What EQUITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 4,197,423,000 | 4,267,417,000 | 4,267,275,000 | 5,141,072,000 |
| Total loans | 2,804,349,000 | 2,821,244,000 | 2,690,019,000 | 3,159,841,000 |
| Allowance for loan losses | 55,525,000 | 51,834,000 | 52,763,000 | 48,365,000 |
| Securities available for sale | 998,100,000 | 1,041,614,000 | 1,157,423,000 | 1,327,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,664,518,000 | 3,710,548,000 | 3,682,685,000 | 4,450,030,000 |
| Interest-bearing deposits | 2,645,190,000 | 2,678,864,000 | 2,664,434,000 | 3,157,468,000 |
| Noninterest-bearing deposits | 1,019,328,000 | 1,031,684,000 | 1,018,251,000 | 1,292,562,000 |
| Equity capital | 449,638,000 | 468,864,000 | 479,259,000 | 574,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 35,812,000 | 74,130,000 | 116,576,000 | 157,368,000 |
| Interest expense | 2,496,000 | 4,628,000 | 6,543,000 | 8,528,000 |
| Net interest income | 33,316,000 | 69,502,000 | 110,033,000 | 148,840,000 |
| Noninterest income | 6,619,000 | 16,562,000 | 24,663,000 | 33,036,000 |
| Noninterest expense | 24,193,000 | 49,765,000 | 79,065,000 | 114,915,000 |
| Provision for loan losses | -5,871,000 | -7,414,000 | -6,355,000 | -8,480,000 |
| Pretax income | 21,515,000 | 43,566,000 | 61,153,000 | 74,468,000 |
| Income tax | 4,728,000 | 9,662,000 | 13,418,000 | 13,507,000 |
| Net income | 16,787,000 | 33,904,000 | 47,735,000 | 60,961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 391,610,000 | 410,238,000 | 426,186,000 | 501,711,000 |
| Total capital | 425,813,000 | 446,154,000 | 463,171,000 | 546,503,000 |
| Risk-weighted assets | 2,713,976,000 | 2,856,368,000 | 2,941,721,000 | 3,577,578,000 |