Call reports 2020
EQUITY BANK — 2020
What EQUITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 3,939,770,000 | 4,201,774,000 | 3,862,184,000 | 4,012,781,000 |
| Total loans | 2,513,617,000 | 2,811,136,000 | 2,734,766,000 | 2,604,090,000 |
| Allowance for loan losses | 21,915,000 | 34,078,000 | 34,087,000 | 33,709,000 |
| Securities available for sale | 187,812,000 | 177,228,000 | 798,576,000 | 871,827,000 |
| Securities held to maturity | 721,992,000 | 662,522,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,977,683,000 | 3,265,808,000 | 3,177,379,000 | 3,483,391,000 |
| Interest-bearing deposits | 2,450,242,000 | 2,488,915,000 | 2,430,684,000 | 2,640,069,000 |
| Noninterest-bearing deposits | 527,441,000 | 776,893,000 | 746,695,000 | 843,322,000 |
| Equity capital | 505,657,000 | 508,871,000 | 438,543,000 | 452,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 40,556,000 | 78,491,000 | 115,572,000 | 155,562,000 |
| Interest expense | 8,204,000 | 12,551,000 | 16,110,000 | 18,985,000 |
| Net interest income | 32,352,000 | 65,940,000 | 99,462,000 | 136,577,000 |
| Noninterest income | 5,593,000 | 11,355,000 | 17,630,000 | 24,539,000 |
| Noninterest expense | 25,152,000 | 48,468,000 | 178,502,000 | 204,611,000 |
| Provision for loan losses | 9,940,000 | 22,440,000 | 23,255,000 | 24,255,000 |
| Pretax income | 2,861,000 | 6,399,000 | -84,653,000 | -67,739,000 |
| Income tax | 692,000 | 1,469,000 | -759,000 | 1,904,000 |
| Net income | 2,169,000 | 4,930,000 | -83,894,000 | -69,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 350,040,000 | 354,491,000 | 370,095,000 | 385,696,000 |
| Total capital | 371,955,000 | 388,292,000 | 402,785,000 | 418,992,000 |
| Risk-weighted assets | 2,754,445,000 | 2,703,798,000 | 2,613,773,000 | 2,663,294,000 |
Machine access — free, no API key
Every figure shown here about EQUITY BANK — 2020 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.