Call reports 2019
EQUITY BANK — 2019
What EQUITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 4,062,006,000 | 4,177,410,000 | 4,072,856,000 | 3,946,120,000 |
| Total loans | 2,621,126,000 | 2,686,746,000 | 2,609,708,000 | 2,562,585,000 |
| Allowance for loan losses | 26,340,000 | 17,777,000 | 17,875,000 | 12,232,000 |
| Securities available for sale | 166,355,000 | 161,082,000 | 152,680,000 | 142,066,000 |
| Securities held to maturity | 749,493,000 | 766,950,000 | 764,163,000 | 769,059,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,264,671,000 | 3,189,244,000 | 3,110,025,000 | 3,067,257,000 |
| Interest-bearing deposits | 2,774,578,000 | 2,696,014,000 | 2,616,755,000 | 2,580,503,000 |
| Noninterest-bearing deposits | 490,093,000 | 493,230,000 | 493,270,000 | 486,754,000 |
| Equity capital | 458,454,000 | 470,326,000 | 477,506,000 | 489,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 43,202,000 | 87,964,000 | 132,515,000 | 175,500,000 |
| Interest expense | 12,093,000 | 25,135,000 | 37,672,000 | 47,839,000 |
| Net interest income | 31,109,000 | 62,829,000 | 94,843,000 | 127,661,000 |
| Noninterest income | 5,208,000 | 11,323,000 | 18,055,000 | 24,294,000 |
| Noninterest expense | 24,744,000 | 48,696,000 | 72,422,000 | 96,277,000 |
| Provision for loan losses | 15,646,000 | 16,620,000 | 17,299,000 | 18,354,000 |
| Pretax income | -4,067,000 | 8,849,000 | 23,194,000 | 37,338,000 |
| Income tax | -905,000 | 1,853,000 | 4,886,000 | 8,360,000 |
| Net income | -3,162,000 | 6,996,000 | 18,308,000 | 28,978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 306,219,000 | 317,336,000 | 324,369,000 | 336,719,000 |
| Total capital | 332,559,000 | 335,113,000 | 342,244,000 | 348,951,000 |
| Risk-weighted assets | 2,876,981,000 | 2,915,917,000 | 2,838,514,000 | 2,799,212,000 |