Call reports 2018
EQUITY BANK — 2018
What EQUITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 3,177,907,000 | 3,714,585,000 | 3,927,983,000 | 4,058,211,000 |
| Total loans | 2,136,436,000 | 2,455,346,000 | 2,600,427,000 | 2,578,380,000 |
| Allowance for loan losses | 9,316,000 | 10,083,000 | 11,010,000 | 11,454,000 |
| Securities available for sale | 174,717,000 | 180,238,000 | 172,388,000 | 168,875,000 |
| Securities held to maturity | 522,020,000 | 665,995,000 | 713,899,000 | 748,356,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,375,594,000 | 2,648,550,000 | 2,823,727,000 | 3,125,453,000 |
| Interest-bearing deposits | 2,002,041,000 | 2,190,074,000 | 2,336,344,000 | 2,618,146,000 |
| Noninterest-bearing deposits | 373,553,000 | 458,476,000 | 487,383,000 | 507,307,000 |
| Equity capital | 383,819,000 | 446,466,000 | 467,627,000 | 470,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 34,123,000 | 72,955,000 | 115,976,000 | 161,557,000 |
| Interest expense | 6,041,000 | 13,496,000 | 23,190,000 | 34,840,000 |
| Net interest income | 28,082,000 | 59,459,000 | 92,786,000 | 126,717,000 |
| Noninterest income | 4,475,000 | 9,746,000 | 14,896,000 | 20,471,000 |
| Noninterest expense | 19,258,000 | 44,590,000 | 67,214,000 | 91,662,000 |
| Provision for loan losses | 1,170,000 | 1,920,000 | 3,211,000 | 3,961,000 |
| Pretax income | 12,121,000 | 22,684,000 | 37,243,000 | 51,555,000 |
| Income tax | 2,687,000 | 4,912,000 | 8,127,000 | 11,374,000 |
| Net income | 9,434,000 | 17,772,000 | 29,116,000 | 40,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 277,373,000 | 311,738,000 | 324,988,000 | 326,726,000 |
| Total capital | 286,689,000 | 321,821,000 | 335,998,000 | 338,180,000 |
| Risk-weighted assets | 2,336,702,000 | 2,705,013,000 | 2,862,454,000 | 2,843,995,000 |