Call reports 2017
EQUITY BANK — 2017
What EQUITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 2,399,925,000 | 2,409,483,000 | 2,406,215,000 | 3,172,341,000 |
| Total loans | 1,522,597,000 | 1,532,860,000 | 1,545,044,000 | 2,119,623,000 |
| Allowance for loan losses | 7,048,000 | 7,568,000 | 7,969,000 | 8,498,000 |
| Securities available for sale | 103,178,000 | 92,435,000 | 81,116,000 | 162,272,000 |
| Securities held to maturity | 519,239,000 | 532,159,000 | 528,943,000 | 535,462,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,828,976,000 | 1,832,333,000 | 1,888,177,000 | 2,386,964,000 |
| Interest-bearing deposits | 1,535,356,000 | 1,557,168,000 | 1,604,502,000 | 2,012,053,000 |
| Noninterest-bearing deposits | 293,620,000 | 275,165,000 | 283,675,000 | 374,911,000 |
| Equity capital | 279,851,000 | 281,891,000 | 281,410,000 | 379,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 23,215,000 | 48,298,000 | 72,883,000 | 102,691,000 |
| Interest expense | 3,090,000 | 6,731,000 | 10,748,000 | 15,695,000 |
| Net interest income | 20,125,000 | 41,567,000 | 62,135,000 | 86,996,000 |
| Noninterest income | 3,260,000 | 7,169,000 | 11,121,000 | 15,281,000 |
| Noninterest expense | 14,560,000 | 29,253,000 | 44,882,000 | 64,582,000 |
| Provision for loan losses | 1,095,000 | 1,723,000 | 2,450,000 | 2,953,000 |
| Pretax income | 7,743,000 | 17,856,000 | 26,195,000 | 35,013,000 |
| Income tax | 2,345,000 | 5,644,000 | 8,012,000 | 12,393,000 |
| Net income | 5,398,000 | 12,212,000 | 18,183,000 | 22,620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 214,620,000 | 216,594,000 | 216,265,000 | 271,214,000 |
| Total capital | 221,668,000 | 224,162,000 | 224,234,000 | 279,712,000 |
| Risk-weighted assets | 1,685,406,000 | 1,692,133,000 | 1,703,206,000 | 2,306,265,000 |