Call reports 2016
EQUITY BANK — 2016
What EQUITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,529,444,000 | 1,545,199,000 | 1,556,970,000 | 2,191,786,000 |
| Total loans | 941,255,000 | 984,112,000 | 959,141,000 | 1,388,435,000 |
| Allowance for loan losses | 5,980,000 | 6,030,000 | 6,080,000 | 6,432,000 |
| Securities available for sale | 113,821,000 | 74,976,000 | 102,391,000 | 95,732,000 |
| Securities held to maturity | 301,932,000 | 317,509,000 | 349,915,000 | 465,709,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,242,556,000 | 1,208,176,000 | 1,191,715,000 | 1,651,630,000 |
| Interest-bearing deposits | 1,071,637,000 | 1,038,872,000 | 1,008,297,000 | 1,411,875,000 |
| Noninterest-bearing deposits | 170,919,000 | 169,304,000 | 183,418,000 | 239,755,000 |
| Equity capital | 154,463,000 | 154,214,000 | 154,645,000 | 246,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 14,862,000 | 29,241,000 | 43,494,000 | 61,799,000 |
| Interest expense | 1,951,000 | 3,980,000 | 6,089,000 | 8,498,000 |
| Net interest income | 12,911,000 | 25,261,000 | 37,405,000 | 53,301,000 |
| Noninterest income | 2,261,000 | 4,815,000 | 7,290,000 | 10,024,000 |
| Noninterest expense | 9,365,000 | 19,095,000 | 29,336,000 | 44,708,000 |
| Provision for loan losses | 722,000 | 1,255,000 | 1,359,000 | 2,118,000 |
| Pretax income | 5,505,000 | 10,205,000 | 14,479,000 | 16,977,000 |
| Income tax | 1,767,000 | 3,280,000 | 4,445,000 | 5,354,000 |
| Net income | 3,738,000 | 6,925,000 | 10,034,000 | 11,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 139,105,000 | 138,861,000 | 139,041,000 | 190,046,000 |
| Total capital | 145,085,000 | 144,891,000 | 145,121,000 | 196,478,000 |
| Risk-weighted assets | 1,065,355,000 | 1,096,701,000 | 1,074,602,000 | 1,506,705,000 |