Call reports 2014
EQUITY BANK — 2014
What EQUITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,150,737,000 | 1,182,690,000 | 1,168,959,000 | 1,178,230,000 |
| Total loans | 653,071,000 | 685,379,000 | 710,582,000 | 726,145,000 |
| Allowance for loan losses | 5,764,000 | 6,102,000 | 6,107,000 | 5,963,000 |
| Securities available for sale | 80,583,000 | 86,531,000 | 67,530,000 | 52,985,000 |
| Securities held to maturity | 288,104,000 | 278,821,000 | 265,080,000 | 261,017,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 971,199,000 | 969,598,000 | 961,595,000 | 987,855,000 |
| Interest-bearing deposits | 828,915,000 | 835,401,000 | 822,596,000 | 851,155,000 |
| Noninterest-bearing deposits | 142,285,000 | 134,197,000 | 138,999,000 | 136,700,000 |
| Equity capital | 133,177,000 | 133,488,000 | 134,443,000 | 134,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 11,429,000 | 22,968,000 | 34,680,000 | 46,411,000 |
| Interest expense | 1,024,000 | 2,167,000 | 3,353,000 | 4,504,000 |
| Net interest income | 10,405,000 | 20,801,000 | 31,327,000 | 41,907,000 |
| Noninterest income | 2,214,000 | 4,424,000 | 6,693,000 | 8,865,000 |
| Noninterest expense | 8,471,000 | 17,210,000 | 26,193,000 | 35,695,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,200,000 | 1,200,000 |
| Pretax income | 3,792,000 | 7,209,000 | 11,352,000 | 14,863,000 |
| Income tax | 1,200,000 | 2,201,000 | 3,514,000 | 4,732,000 |
| Net income | 2,592,000 | 5,008,000 | 7,838,000 | 10,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,499,000 | 117,500,000 | 118,744,000 | 118,550,000 |
| Total capital | 123,263,000 | 123,602,000 | 124,851,000 | 124,513,000 |
| Risk-weighted assets | 781,640,000 | 799,666,000 | 807,657,000 | 844,661,000 |