Call reports 2011
EQUITY BANK — 2011
What EQUITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 485,916,000 | 482,874,000 | 491,748,000 | 605,882,000 |
| Total loans | 279,603,000 | 293,402,000 | 321,028,000 | 329,873,000 |
| Allowance for loan losses | 4,286,000 | 4,168,000 | 4,390,000 | 4,307,000 |
| Securities available for sale | 109,986,000 | 94,314,000 | 89,845,000 | 155,493,000 |
| Securities held to maturity | 44,027,000 | 42,723,000 | 42,097,000 | 40,671,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 380,956,000 | 383,429,000 | 371,730,000 | 476,380,000 |
| Interest-bearing deposits | 337,329,000 | 335,030,000 | 320,020,000 | 415,559,000 |
| Noninterest-bearing deposits | 43,627,000 | 48,399,000 | 51,710,000 | 60,821,000 |
| Equity capital | 68,601,000 | 70,229,000 | 78,652,000 | 78,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,271,000 | 10,755,000 | 16,664,000 | 22,721,000 |
| Interest expense | 1,389,000 | 2,710,000 | 3,960,000 | 5,208,000 |
| Net interest income | 3,882,000 | 8,045,000 | 12,704,000 | 17,513,000 |
| Noninterest income | 463,000 | 1,120,000 | 1,636,000 | 1,990,000 |
| Noninterest expense | 3,583,000 | 7,194,000 | 10,951,000 | 15,155,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 500,000 | 1,493,000 | 2,611,000 | 3,022,000 |
| Income tax | 70,000 | 317,000 | 601,000 | 760,000 |
| Net income | 430,000 | 1,176,000 | 2,010,000 | 2,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,453,000 | 57,263,000 | 65,127,000 | 63,877,000 |
| Total capital | 60,503,000 | 61,410,000 | 69,523,000 | 68,189,000 |
| Risk-weighted assets | 323,758,000 | 331,734,000 | 353,603,000 | 370,275,000 |