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Call reports 2008

EQUITY BANK — 2008

What EQUITY BANK reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/a752a59a-d1fd-4708-94ed-2a1002117dd6/2008

Balance sheet

What the bank holds and owes at quarter end

Measure2008Q12008Q22008Q32008Q4
Total assets284,018,000301,390,000364,839,000380,607,000
Total loans220,608,000234,009,000282,177,000291,366,000
Allowance for loan losses1,555,0001,611,0002,370,0002,420,000
Securities available for sale38,011,00037,395,00045,324,00054,720,000
Securities held to maturity0000
Trading assets0000
Total deposits214,985,000219,393,000279,690,000302,748,000
Interest-bearing deposits189,125,000196,056,000245,283,000273,415,000
Noninterest-bearing deposits25,860,00023,337,00034,407,00029,333,000
Equity capital33,441,00033,477,00041,884,00044,964,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2008Q12008Q22008Q32008Q4
Interest income4,685,0009,198,00014,246,00019,629,000
Interest expense2,096,0003,888,0005,853,0007,815,000
Net interest income2,589,0005,310,0008,393,00011,814,000
Noninterest income1,298,0002,512,0003,753,0004,887,000
Noninterest expense3,148,0006,341,0009,961,00013,687,000
Provision for loan losses87,000224,000322,000434,000
Pretax income655,0001,261,0001,867,0002,584,000
Income tax240,000461,000677,000926,000
Net income415,000800,0001,190,0001,658,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2008Q12008Q22008Q32008Q4
Tier 1 capital22,952,00023,260,00029,412,00032,021,000
Total capital24,507,00024,871,00031,782,00034,441,000
Risk-weighted assets230,716,000246,106,000291,730,000298,546,000

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