Call reports 2005
EQUITY BANK — 2005
What EQUITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 134,674,000 | 142,224,000 | 142,690,000 | 142,312,000 |
| Total loans | 99,818,000 | 109,907,000 | 105,642,000 | 102,075,000 |
| Allowance for loan losses | 1,044,000 | 1,095,000 | 1,087,000 | 1,072,000 |
| Securities available for sale | 19,379,000 | 17,741,000 | 19,433,000 | 22,940,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,263,000 | 119,501,000 | 119,183,000 | 119,140,000 |
| Interest-bearing deposits | 95,168,000 | 103,561,000 | 101,684,000 | 99,760,000 |
| Noninterest-bearing deposits | 18,095,000 | 15,940,000 | 17,499,000 | 19,380,000 |
| Equity capital | 16,145,000 | 16,474,000 | 16,779,000 | 16,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,383,000 | 3,411,000 | 5,583,000 | 7,909,000 |
| Interest expense | 395,000 | 1,058,000 | 1,839,000 | 2,677,000 |
| Net interest income | 988,000 | 2,353,000 | 3,744,000 | 5,232,000 |
| Noninterest income | 161,000 | 379,000 | 567,000 | 711,000 |
| Noninterest expense | 776,000 | 1,812,000 | 2,927,000 | 4,197,000 |
| Provision for loan losses | 3,000 | 52,000 | 52,000 | 52,000 |
| Pretax income | 370,000 | 868,000 | 1,333,000 | 1,695,000 |
| Income tax | 50,000 | 172,000 | 319,000 | 526,000 |
| Net income | 412,000 | 695,000 | 1,014,000 | 1,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,573,000 | 10,863,000 | 11,211,000 | 11,394,000 |
| Total capital | 11,617,000 | 11,958,000 | 12,298,000 | 12,466,000 |
| Risk-weighted assets | 104,112,000 | 116,489,000 | 110,151,000 | 110,426,000 |
Machine access — free, no API key
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