Call reports 2002
EQUITY BANK — 2002
What EQUITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 36,216,000 | 35,412,000 | 31,052,000 | 29,946,000 |
| Total loans | 25,697,000 | 25,080,000 | 22,711,000 | 21,284,000 |
| Allowance for loan losses | 281,000 | 325,000 | 310,000 | 328,000 |
| Securities available for sale | 1,429,000 | 1,120,000 | 926,000 | 646,000 |
| Securities held to maturity | 1,872,000 | 2,270,000 | 1,894,000 | 1,577,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,205,000 | 33,258,000 | 28,917,000 | 27,918,000 |
| Interest-bearing deposits | 29,235,000 | 27,304,000 | 25,141,000 | 23,895,000 |
| Noninterest-bearing deposits | 3,970,000 | 5,954,000 | 3,776,000 | 4,023,000 |
| Equity capital | 2,926,000 | 2,087,000 | 2,068,000 | 1,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 630,000 | 1,218,000 | 1,753,000 | 2,257,000 |
| Interest expense | 258,000 | 471,000 | 636,000 | 787,000 |
| Net interest income | 372,000 | 747,000 | 1,117,000 | 1,470,000 |
| Noninterest income | 88,000 | 195,000 | 272,000 | 357,000 |
| Noninterest expense | 416,000 | 1,653,000 | 2,096,000 | 2,591,000 |
| Provision for loan losses | 30,000 | 120,000 | 140,000 | 170,000 |
| Pretax income | 14,000 | -831,000 | -847,000 | -934,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 14,000 | -831,000 | -847,000 | -934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,918,000 | 2,074,000 | 2,057,000 | 1,971,000 |
| Total capital | 3,199,000 | 2,380,000 | 2,332,000 | 2,230,000 |
| Risk-weighted assets | 25,016,000 | 24,450,000 | 21,970,000 | 20,659,000 |