Call reports 2001
EQUITY BANK — 2001
What EQUITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 41,274,000 | 41,630,000 | 39,158,000 | 38,182,000 |
| Total loans | 26,886,000 | 26,415,000 | 26,331,000 | 25,207,000 |
| Allowance for loan losses | 243,000 | 267,000 | 258,000 | 259,000 |
| Securities available for sale | 1,666,000 | 1,537,000 | 2,514,000 | 2,195,000 |
| Securities held to maturity | 2,469,000 | 2,560,000 | 2,491,000 | 2,679,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,211,000 | 38,611,000 | 36,105,000 | 35,179,000 |
| Interest-bearing deposits | 33,553,000 | 32,968,000 | 32,186,000 | 30,385,000 |
| Noninterest-bearing deposits | 4,658,000 | 5,643,000 | 3,919,000 | 4,794,000 |
| Equity capital | 2,892,000 | 2,890,000 | 2,903,000 | 2,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 742,000 | 1,545,000 | 2,287,000 | 2,984,000 |
| Interest expense | 412,000 | 823,000 | 1,196,000 | 1,513,000 |
| Net interest income | 330,000 | 722,000 | 1,091,000 | 1,471,000 |
| Noninterest income | 105,000 | 203,000 | 309,000 | 377,000 |
| Noninterest expense | 409,000 | 800,000 | 1,236,000 | 1,640,000 |
| Provision for loan losses | 20,000 | 80,000 | 100,000 | 125,000 |
| Pretax income | 6,000 | 45,000 | 64,000 | 83,000 |
| Income tax | 0 | 11,000 | 11,000 | 11,000 |
| Net income | 6,000 | 34,000 | 53,000 | 72,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,870,000 | 2,866,000 | 2,886,000 | 2,904,000 |
| Total capital | 3,113,000 | 3,134,000 | 3,144,000 | 3,163,000 |
| Risk-weighted assets | 27,080,000 | 26,214,000 | 25,076,000 | 25,004,000 |